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Important Things To Do If You Are In a Vehicle Collision :

1 Stop after an automobile collision.
If you have been involved in an automobile accident, you are required by law to stop. If you don't remain at the scene, you may be criminally charged. Leaving the scene of an accident is a serious charge and the act itself often implies to others that the fleeing driver was responsible for the collision.
2 Gather information.
Immediately after an automobile collision, if possible, obtain the other driver’s name, address, phone number, date of birth, driver’s license number, insurance company name, car make, model, and license plate number. Obtain the full name and contact information of any witnesses. If the other driver is in a commercial vehicle, copy down all writing you observe on the vehicle.
3 Don’t assume you are to blame.
Even if you believe the collision is your fault, don’t volunteer to take the blame. Don't agree to pay for any injuries or damages, or sign any statement that assigns blame to you unless told to do so by an experienced personal injury attorney that represents you.
4 Report the collision.
If you have been involved in an automobile accident, make a report with local law enforcement and report the occurrence to your insurance company. Your insurance policy likely requires that you notify your insurance company of any occurrence. Failing to do so can jeopardize your available benefits, including any legal defense from claims of injury by others.
5 See a doctor.
You and your passengers should get a medical check-up following any automobile collision. Some injuries are not immediately apparent and a physician examination is important to document any complaints and to check for injuries that went unnoticed right after the collision. Refusing medical attention at the scene of an occurrence may be used to imply that you suffered no injury, or lesser injuries than you later claim.
6 Talk to an attorney first.
You are not obligated to talk to the other driver's representative or insurance company and should never do so without first consulting with an attorney. Whatever you say to the other driver's representative may be used against you at a later date.
7 Don’t give a recorded statement.
Whenever possible, do NOT provide a written statement or participate in a recorded telephone call with an insurance company’s representative, investigator, or lawyer without first consulting with an attorney. Especially with regard to the other driver's insurance company, such statements will only be used against you.
8 Take Photographs.
Photographs of the vehicles, the scene of the collision, and photographs documenting your injuries, can prove very important to any future claim, and to your defense if someone brings a claim against you. Never allow a "totaled" car to be repaired or "junked" by an insurance company without first taking photographs of the collision damage. Areas of damage often provide evidence of how a collision occurred.


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